The Recovery Roadmap: Navigating Fire, Mold, and Insurance

Before you even pick up the phone, ensure the property is safe. If there is standing water, turn off the electricity. If there is a gas smell, leave immediately.

  • Temporary Repairs: Your policy likely requires you to prevent further damage. This means tarping a leaky roof or boarding up a broken window.
  • Keep Receipts: Save every receipt for plywood, plastic sheeting, or emergency plumbing services—these are usually reimbursable.

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